Last Updated: April 05, 2025
1. Introduction to Oschao
Oschao, headquartered at 4808 14th St W, Bradenton, Florida 34207, United States, provides AI-focused educational courses and tools designed to assist adults aged 35-65+ in advancing their careers and financial prospects. This Privacy Policy delineates the methods by which Oschao collects, utilizes, shares, and secures personal information obtained through oschao.com or its services. Oschao adheres to applicable U.S. federal and state regulations to ensure data protection. For inquiries, contact [email protected] or 941-751-2675.
2. Information Collected by Oschao
Oschao collects the following data to facilitate service delivery and operational improvements:
- Personal Identification: Name, email address, telephone number, and payment information (e.g., credit card details) provided during registration, purchases, or communications.
- Usage Statistics: IP address, browser specifications, device identifiers, pages accessed, and duration of visits, captured via cookies and analytical tools.
- Correspondence Records: Communications, inquiries, or feedback submitted to [email protected] or through online forms.
- Preference Data: Course selections or interests (e.g., Income Booster Package) used to customize user experiences.
3. Oschao’s Data Collection Methods
Oschao acquires information through:
- Direct Submission: User-provided data during account creation, course enrollment, or form completion.
- Automated Tracking: Cookies, web beacons, and server logs employed during interaction with oschao.com.
- Third-Party Sources: Data from payment processors or analytics providers, governed by privacy agreements.
4. Oschao’s Utilization of Information
Oschao employs collected data to:
- Execute Services: Administer course registrations, process payments, and grant access to materials such as the Early Retirement Blueprint.
- Facilitate Communication: Distribute confirmations, service updates, or promotional materials (with opt-in consent where mandated).
- Enhance Functionality: Analyze usage patterns to refine oschao.com and its offerings.
- Provide Support: Address user inquiries or resolve technical issues.
- Ensure Compliance: Fulfill legal obligations or safeguard Oschao’s rights.
Oschao does not sell personal information for marketing purposes.
5. Oschao’s Information Sharing Practices
Oschao discloses data under specific circumstances:
- Service Providers: Information shared with vetted vendors (e.g., hosting or payment services) under confidentiality terms.
- Legal Requirements: Disclosure mandated by law, subpoena, or to protect Oschao, its users, or public safety.
- Corporate Transactions: Data transferred during mergers or acquisitions, with notification where practicable.
Third-party marketing entities do not receive user data for unsolicited purposes.
6. Cookies and Tracking Technologies at Oschao
Oschao utilizes cookies and similar technologies:
- Essential Cookies: Necessary for site navigation and secure transactions.
- Analytical Cookies: Employed to assess performance and user behavior (e.g., via Google Analytics).
- Functional Cookies: Retain user preferences for subsequent visits.
Users may configure browser settings to manage cookies, though disabling them may impair site functionality.
7. Oschao’s Data Security Protocols
Oschao implements industry-standard safeguards—encryption, firewalls, and secure servers—to prevent unauthorized access, loss, or modification of data. Despite these measures, absolute security cannot be guaranteed. Suspected breaches should be reported to [email protected] immediately.
8. User Rights with Oschao
Users possess the following rights regarding their data:
- Access: Request a record of information held by Oschao.
- Rectification: Correct inaccuracies in personal details.
- Deletion: Seek removal of data, subject to legal retention obligations.
- Opt-Out: Decline marketing communications via provided links or direct request.
Submit requests to [email protected] or 941-751-2675; Oschao will respond within 30 days, or 45 days for complex matters.
9. Data Retention Policies of Oschao
Oschao retains information as follows:
- Active Engagement: Throughout the duration of user interaction with services.
- Post-Engagement: Up to 5 years following the last interaction, unless extended retention is legally required (e.g., tax compliance).
- Deletion Requests: Data is securely eradicated unless retention is compulsory.
10. Third-Party Links on Oschao
Oschao.com may include links to external websites (e.g., payment gateways). Oschao is not accountable for their privacy practices; users should review those policies independently.
11. California Privacy Rights under Oschao
California residents, per the CCPA, are entitled to:
- Right to Know: Insight into data collected and shared by Oschao.
- Right to Delete: Removal of data, barring exceptions such as transaction records.
- Right to Opt-Out: Confirmation that Oschao does not sell data, with an option to verify.
Requests may be submitted to [email protected] at no cost, without discrimination.
12. Oschao’s Age Restriction Policy
Oschao’s services are restricted to individuals aged 18 and older, with a target demographic of 35-65+. Data from individuals under 18 is not knowingly collected; if identified, such data will be deleted and associated accounts terminated.
13. International Data Handling by Oschao
Oschao processes data within the United States. International users accessing oschao.com consent to data transfer and processing under U.S. jurisdiction.
14. Modifications to Oschao’s Privacy Policy
Oschao reserves the right to amend this policy, with revisions posted on oschao.com and identified by an updated date. Significant changes may be accompanied by email notification.
15. Contacting Oschao
For inquiries or concerns, contact:
- Email: [email protected]
- Telephone: 941-751-2675
- Mail: Oschao, 4808 14th St W, Bradenton, Florida 34207, United States
Oschao is committed to addressing requests promptly and professionally.
